Two lenders for a pool loan

Once the proposal is approved, you will know what the pool costs. Hilltop Pools and Spas works with two lenders that finance pools, and what each one offers is set out below. All rates and terms are subject to lender approval. Hilltop does not quote a rate on this page, because the lender sets it for you.

Lyon Financial

Lyon Financial describes itself as having “specialized expertise in unsecured pool financing”, and has offered it for over four decades. Its pool loans need no equity and no appraisal, and carry no consulting fees.

  • Low fixed rates
  • Loans up to $200,000, subject to lender approval
  • Terms up to 30 years, subject to lender approval
  • No consulting fees
  • No prepayment penalties
  • No equity or appraisals required

HFS Financial

HFS Financial has 55 years of experience and funds its loans direct to the consumer, with no money down and no stage funding.

  • 55 years of experience
  • No stage funding
  • No equity or appraisal required
  • No money down
  • Funded direct to the consumer
  • Terms up to 20 years, subject to lender approval
  • Personal loans
  • An inquiry does not affect your credit score

Loan amounts and terms are subject to lender approval. Compare the two before you choose, and read each lender's own paperwork before you sign. For what goes into the cost of the pool itself, see how a pool is priced, or read about residential concrete pools.

Aerial view of a freeform Hilltop pool and spa with umbrellas and palms

Ask the office to point you to both lenders

There is no application form on this page. Call Hilltop and the office can direct you to Lyon Financial and HFS Financial. The consultation is free and has no obligation, and a designer comes to your property.